Insurance Regulations for Employees of Public/Private Enterprises and Wage Earners with a Specified Employer (Effective January 1, 2026)

Insurance Regulations for Employees of Public/Private Enterprises and Wage Earners with a Specified Employer (Effective January 1, 2026)

Employees of Public/Private Enterprises, Institutions, and Wage Earners with a Specified Employer

(Labor Insurance / Employment Insurance / Occupational Accident Insurance Rights and Obligations Comparison, Effective January 1, 2026)
Personnel Category Definition and Description Labor Insurance (LI) Employment Insurance (EI) / Occupational Accident Insurance (OAI)
Employed Workers of Public / Private Enterprises and Institutions General workers employed by companies, firms, legal entities, institutions, or public enterprises, having a subordinate labor relationship. Compulsory Insurance (Units meeting the required number of employees or conditions must enroll their employees). Employment Insurance (EI): Compulsory Insurance (All who meet age and status requirements must participate).
Occupational Accident Insurance (OAI): Compulsory Insurance.
Wage Earners with a Specified Employer
(e.g., certain special industries, seasonal workers, or multiple-employer types meeting specific conditions)
Although not typical long-term employees in a single fixed office, they are recognized by law or in practice as wage earners with a specified employer. Compulsory Insurance (Processed through relevant unions or designated insured units). Employment Insurance (EI): Applicable based on actual employment and insured status.
Occupational Accident Insurance (OAI): Compulsory Insurance, ensuring comprehensive coverage of the workplace safety net.
💡 Key Reminder: For standard employed workers, employers have a mandatory legal obligation to enroll them in Labor Insurance, Employment Insurance, and Occupational Accident Insurance. If they are de facto employees (such as the situation of a nominal partnership but actual employment you mentioned earlier), employers cannot evade insurance enrollment and related labor rights under any circumstances.
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